How is a Prescription Discount Card Different from Health Insurance?

If you’re looking for a safe and easy way to cut back on your prescription costs, a prescription discount card is a free card that discounts the cost of your medicine at participating pharmacies. A free prescription discount card like the WiseRX is accepted at many local and big name pharmacies, including Walmart, CVS and Walgreens. While a pharmacy discount card can help you save money on your prescriptions, it is not the same as having health insurance. Read on to learn about the major differences between a discount card and insurance.

Health Insurance

Health insurance is a form of insurance coverage that assumes the cost of an insured person’s medical expenses. Whether you’re sick or injured, health insurance protects you from having to pay the full cost of a medical service. Full-time employers offer health insurance, and you can pick the plan that’s most suitable for you. You pay a certain premium each month, and in return the insurer covers a portion of your covered medical costs, including prescriptions.

The coverage you receive will differ by the type of insurance coverage you have. In some cases, the insurer makes direct payments to the provider. With other plans, the insured person may pay the costs out-of-pocket and then be reimbursed by the insurance company.

Prescription Discount Card

A prescription discount card is most advantageous for patients who do not have health insurance or are under-insured. They can save up to 85% on their prescriptions. And, unlike health insurance, you do not have to qualify for a prescription discount card. To redeem your card, you can simply visit www.WiseRXCard.com, download the card and print it out. Once you have your card you can present it at a participating pharmacy to receive your discount.

Though the savings aren’t as significant, patients with health insurance can also save more by using a prescription discount card. Visit us online to receive your discount card and start saving today!